A transparent explanation of every step in the home buying process
The home buying process can be overwhelming and stressful, especially for first-time homebuyers. To make it a little more clear, we outlined the 20 Steps to Home Buying and our NewLeaf homebuilding process. As you will see, our NewLeaf homebuyers are only responsible for 3 steps in the home buying process. Sounds easy, right?
Step 1: Meet with a New Home Consultant
A NewLeaf home consultant is your first point of contact and remains your dedicated consultant throughout the entire process. They will first walk through the steps to home buying with you, and discuss things like financing and preparing for the journey ahead.
Step 2: Choose your Home and Homesite
From 13 different NewLeaf communities and more than 50 different NewLeaf floor plans, we offer something for everyone. Use our awesome home finding tool to see for yourself, and find the perfect home for you.
Step 3: Obtain Mortgage Pre-Approval from Your Lender
Cornerstone is our preferred lender, and we’re happy to inform you that they have a very easy application process. You can even get prequalified for a NewLeaf home today! The Professional Educators and Homes for Texas Heros loan programs provide fixed mortgage rates to educators, first responders, police, fire fighters, and more. And NewLeaf Homes is proud to offer Texas heroes 5% down payment assistance.
Step 4: Write Purchase Agreement
Next, your New Home Consultant will write your purchase agreement and review it in detail with you. A purchase agreement outlines the conditions both buyer and seller agree to, and a carefully written purchase agreement can help the sale proceed smoothly.
Step 5: Complete Mortgage Application
After your mortgage is pre-approved and your purchase agreement is written, next the mortgage application needs to be completed. The mortgage application contains information about the property, as well as financial and background information about the borrowers. Lenders and underwriters use the information submitted on the mortgage application to determine how much lenders are approved for, how many years, and at what interest rate.
Step 6: Personalize Your NewLeaf Home at the Design Center
This is one of the most exciting steps when building a NewLeaf Home! In this step, you’ll visit our design center to select your interior and outdoor paint, finishes, flooring, and tile that will be added to your home.
Step 7: Final Mortgage Confirmation
The last step in the financing process is the final mortgage confirmation. In this step, you’ll receive a final approval letter from the lender that announces the commitment to offer financing. This letter includes all details on the approved loan amount.
Step 8: Building Permit Received
Before beginning construction, we need to receive a building permit from the city. In San Antonio all home building projects require a licensed contractor who is registered with the City of San Antonio and has the proper permitting to build. This process can take up to ___ days
Step 9: Construction Begins
Once financing and permits are received, construction can begin!
Step 10: Pouring of Foundation
We build a slab on grade foundation with a 1-foot steel mesh. What this means to you is that there is a lot of sturdy steel in our foundations. It is a lot more expensive for us to build a foundation this way, but the result is a stronger, long-lasting foundation for your home.
Step 11: Framing
Our homes are not pre-engineered. We assemble everything on site. When you see one of our jobs in the framing stage, the first thing you’ll notice is that there are a lot of sticks! Pre-fabbed pieces get rattled and shaken and become loose as they travel from the yard where they were assembled to your home site. Pre-fabbed pieces also have to be manipulated into place and will not fit as well as pieces cut to each specific home. We mark every piece, cut every piece and nail every piece in place on site, resulting in a much more perfectly fit frame. This costs us about 1.5x more than using preassembled pieces, but we believe it is worth losing a little profit to deliver a much better home.
Step 12: Rough Plumbing, Electrical, and HVAC
During this time, our team installs the wires and foundation for a media filter and a 14 SEER heat pump, along with beautiful brushed nickel or oil rubbed bronze electrical fixtures.
Step 13: Drywall
Our team will then drywall your entire home. Since the beginning of our company, we have worked with the same sub-contractor team to build each NewLeaf home. They know how to build each unique NewLeaf dome, ceiling treatment, and curved architectural drywall detail.
Step 14-16: Interior Trim Work, Paint and Cabinets, and Flooring
During this time, we perfect your home and give it that standard luxury feel. Each home we build gets the same attention to detail and goes through the same stringent quality control that we believe every home should get before we will put our name on it.
Step 17: Final Trim and Punch List
Our team will be preparing our complete and accurate punch list. This will allow our construction team to have a clear understanding of what items need to be completed.
Step 18: Quality Inspection
A quality inspection lets you rest assured that your home will be in great shape for years to come. Our NewLeaf inspection team visits your new home and thoroughly inspects the framing, plumbing, electrical, and HVAC to make sure it is up to standards.
Step 19: Owner Orientation
Once everything has been built and inspected, you get to walk through your newly built home.
Step 20: Closing at Title Office
The last step is to make it official by signing paperwork in the title office. Now you get your keys, and it’s all yours!
As you work through the steps to home buying, our team is busy at work on your new home. None of our homes are rushed through the process. Before we put our NewLeaf Homes name on anything, we make sure it’s up to our standards. We are dedicated to building the best home for your family’s memories for years to come. We would love to answer any questions that you might have about our building process – contact us today.